SIP Calculator for Mutual Fund Returns

Monthly Investment₹10,000

₹500₹5,00,000

Expected Annual Return12% p.a.

1% p.a.30% p.a.

Investment Period10 years

1 year40 years

Total Value₹23,23,391

Invested Amount₹12,00,000

Estimated Returns₹11,23,39194% gain

Invested

Returns

Investment Summary

Monthly SIP₹10,000

Investment Period10 years (120 months)

Total Invested₹12,00,000

Expected Return Rate12% p.a.

Wealth Gained₹11,23,391

Total Value₹23,23,391

What this tool helps you estimate

This SIP calculator helps investors estimate how regular monthly investments can grow over time. It is useful for planning long-term goals, checking the effect of expected returns, and understanding how compounding changes total wealth.

How to use this calculator

Enter the monthly SIP amount you plan to invest.
Set an expected annual return rate based on your assumptions or target portfolio.
Choose the investment period in years.
Review the total invested amount, estimated returns, and future value to compare different SIP scenarios.

Disclaimer: This calculator provides estimates based on the information you enter. Actual values may vary. Tax laws and financial assumptions can change. Please consult a qualified professional before making financial decisions.

Frequently asked questions

What does a SIP calculator estimate?

A SIP calculator estimates the future value of regular mutual fund investments based on the amount invested, expected return rate, and time period.

Are SIP returns guaranteed?

No. SIP calculator outputs are estimates based on assumed return rates. Actual mutual fund returns can be higher or lower than the estimate.

Why is the investment period important in SIP planning?

A longer investment period gives compounding more time to work, which can materially increase the final value even if the monthly SIP amount stays the same.