Can an NPS calculator estimate pension outcomes?
Yes. An NPS calculator can estimate the maturity corpus and an indicative pension outcome based on contributions and return assumptions.
NPS Calculator
Calculate your NPS maturity corpus and estimated monthly pension. Plan your retirement with the National Pension System calculator.
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Total Corpus₹1,22,51,150
Estimated Monthly Pension₹26,544At 6.5% annuity rate
Tax Savings Estimate₹36,600Based on NPS deductions
Lump Sum at Retirement₹73,50,690Assuming 60% withdrawal
Self corpus
Employer corpus
NPS Projection
Monthly employee contribution₹10,000
Monthly employer contribution₹6,000
Total monthly contribution₹16,000
Years to retirement20
Expected annual return10.0%
Employee corpus₹76,56,969
Employer corpus₹45,94,181
Eligible 80CCD(1B) deduction₹50,000
Eligible 80CCD(2) deduction₹72,000
Suggested retirement split60% lump sum / 40% annuity
Total corpus₹1,22,51,150
The tax estimate uses a simple marginal-rate assumption and treats 80CCD(1B) as capped at ₹50,000 a year. Employer deduction is limited to 10% of basic salary for private-sector employees and 14% for government employees. The pension estimate is indicative and depends on the annuity product available at retirement.
What this tool helps you estimate
This NPS calculator helps estimate retirement corpus and pension outcomes under the National Pension System based on contribution and return assumptions.
How to use this calculator
- Enter your contribution assumptions and time to retirement.
- Review the estimated retirement corpus and pension range.
Disclaimer: This calculator provides estimates based on the information you enter. Actual values may vary. Tax laws and financial assumptions can change. Please consult a qualified professional before making financial decisions.
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